Frequently Asked Questions
We have two types of loans available for you. With our Title Loans (also known as Pink Slip or “You Drive” loans), you can still keep your car to drive, and we’ll give you up to 60% of the value. With our Storage Loans (also known as Auto Pawns), we offer to store your vehicle at our secure facility, and you make NO payments until you pick up your car. Speak with your loan agent to find out which loan type is right for your needs.
No, your loan can be approved loan today, regardless of credit history. City Loan understands that people have troubles from time to time, and we’re here to help. Speak with your loan agent for more details.
We can put cash in your hands in as little as 15 minutes, depending on your needs.
No. If you still owe a little money on the vehicle, we can pay off that debt as part of your new loan. Speak with your loan agent about your current situation. Every loan is different, and our goal is to provide you with the right loan.
City Loan has a short list of required documents that your loan agent can discuss. We make it easy for you to qualify in as little as 15 minutes!
Yes, you can. City Loan is here to help you get back on track, and the best part is that you can still keep your car to drive.
City Loan currently serves California, Arizona, Texas, Missouri, South Carolina, Utah and New Mexico. As long as you have a valid car title, City Loan can give you the cash you need today. We keep expanding so check back as we add more states.
The APR for our car title loans in Utah range from 89% to 149% depending on our underwriting criteria. Fees for our car title loans include an administration fee of 5% of the amount that you borrow, which we will add to your loan balance. For example, on a $1,500 loan, your origination fee will be $75. CLICK HERE to view more Utah disclosures and rate schedules.
Fees for our Utah car title loans include an administration fee of 5% of the amount that you borrow.
City Loan charges a $15 late fee for payments and $375 – $400 in repo fees in the event of a repossession (dependent on repo company used). City Loan does not charge a processing fee for payments.