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Lancaster Car Title Loans

If you’re looking for some fast cash, don’t fret, because City Loan has got you covered. We’re Lancaster’s best source of loans for people with bad credit. Our fast, easy and convenient car title loans can get you the cash you want today!

In a rush? Don’t worry! Simply call us now at 1-661-369-7512, or fill out our online application form, and we’ll get your money ready to go in no time.

Do you have bad credit? Relax, we’ll work with you to make sure that we can help. Even if you have repossessions, late payments or other problems on your credit report, we may still be able to get you the money you want in mere minutes!

Find out how much you can get by contacting us now!
 

What are Car Title Loans?

Don’t be confused by all the different names for title loans – whether you see them referred to as auto title loans, pink slip loans, or cash title loans – these phrases all mean the same thing. Car title loans are a great choice for raising money quickly, especially for people with bad credit.

Car title loans are a simple short-term lending solution that lets you use the equity in your vehicle to raise some fast cash. If you need money today, then a car title loan is probably the safest, most affordable way to get it.

But not all car title loan companies offer the same deal, and the best title loans in Lancaster are only available from City Loan. Our loans are fast, easy and convenient, so if you’re looking to raise some cash right now, be sure to give us a call first.
 

How do Car Title Loans Work?

Car title loans are simple, but we want to make sure that you fully understand the process, so we’ll explain it here, then again before you sign any paperwork.

The way it works is easy – you trade temporary possession of your vehicle’s title (it’s pink slip) for a cash loan.

When you first contact us, we’ll take down information about your vehicle – including things like its make, model and year, then we’ll evaluate its value, and offer you a cash loan based on the value of the car.

If you choose to accept the loan, you’ll give us temporary possession of your car’s pink slip, and we’ll get you the cash you want in return. As long as you keep making loan payments on time, you won’t face any restrictions in the use of your vehicle, and when your loan is fully repaid, we’ll return your pink slip to your name.

It really is that easy!

Here’s the entire auto title loans process explained in four easy-to-understand steps:

  1. You give us temporary possession of your vehicle’s title
  2. You receive a cash loan based on the value of your vehicle
  3. You make payments to pay back the debt
  4. You get your title returned as soon as you’ve repaid the loan

To find out how much you can get, fill out our online application form, or give us a call now at 1-661-369-7512.
 

What are the Benefits of Car Title Loans?

There are plenty of reasons why it makes sense to choose a car title loan when you need fast cash, but there are three great reasons why people choose us over other short-term lending options:

  1. First, car title loans are one of the fastest ways to get money when you’re in a pinch, especially if you have credit problems. At City Loan, we’re typically able to deliver cash loans to our customers the same day that they apply for the loan, and sometimes within mere minutes of receiving their first call.
  2. Second, car title loans are available to people who don’t have good credit, and even to people who have major credit report disasters. Even people with bankruptcies, repossessions, late payments and other major issues can still get car title loans. At City Loan, we’re used to dealing with terrible credit, and we’ll do whatever we can to make sure you can get the money you want today!
  3. Third, car title loans are one of the most convenient ways to raise money, because they don’t require making any lifestyle sacrifices. Even though you use your car as collateral for a car title loan, you won’t have to leave it with us, park it somewhere, or restrict your use of the vehicle in any way. At City Loan, all we need to do is hold onto your pink slip until your loan is repaid.

If you’re searching for the best way to raise some serious cash quickly, it’s time to stop looking and call City Loan.

Find out how much you can get by filling out our easy online application form or giving us a call at 1-661-369-7512.
 

Car Title Loans vs. Other Short Term Loans

There are all sorts of other ways to borrow money, but none of them are quite as effective as car title loans.

Don’t just take our word for it, check out these loan comparisons to see how City Loan’s car title loans stack up to the competition.
 

Car Title Loans vs. Auto Pawn Loans

Auto pawn loans and car title loans are similar, but there is one major difference that’s important to point out. Many auto pawn loan companies won’t allow you to borrow money from them unless you’re willing to leave your car with them until you’ve fully paid off the loan.

Why would you do that if you could get a car title loan and keep driving your vehicle wherever, whenever and however you want?

Fortunately, City Loan’s car title loans don’t place any restrictions on the use of your car while you’re paying back the loan. That means you can drive it like you always have, without worrying about breaking the terms of your loan contract. How great is that?
 

Car Title Loans vs Payday Loans

Payday loans may be effective for people with poor credit, but they’re nowhere near as safe, convenient or affordable as car title loans.

Here are three big reasons why you should think twice before taking out a payday loan:

  1. Payday loans are typically only available for people with steady jobs and regular paychecks. If you get paid under the table, or if you have a salary that changes every month, then you may not be able to get a payday loan. If you work odd jobs, or are in between jobs, then don’t waste your time by applying for payday loans, because you won’t be able to get approved.
  2. Payday loans are typically only able to provide as much money as your next paycheck. If you need to borrow a lot of money (a few thousand to several or tens of thousands of dollars), then payday loans won’t likely be able to help.
  3. Payday loans are inconvenient, and difficult to pay off, because they require you to pay them off all at once, and quickly. Typically, payday loans have to be repaid at the time you receive your next paycheck. That may seem easy, but you might be surprised by how difficult this can be to accomplish. Worse yet, if you miss that deadline, you’re going to get hit with all sorts of late fees and penalties that could dramatically increase the cost of your loan.

Unlike payday loans, City Loan’s car title loans aren’t restricted by these same problems. They’re available to people of any employment status (even those who are unemployed), they can raise up to tens of thousands of dollars (depending on the value of your vehicle) and they can be repaid in a series of small, incremental payments, rather than all at once.
 

Car Title Loans vs. Traditional Bank Loans

Bank loans are a great lending option for some people, but they won’t work for anyone with poor credit, or for anyone who’s in a hurry to get some cash.

Here are three major reasons why you may want to avoid borrowing from a bank:

  1. First, you’ll need to explain what the money is going to be used for, and if it’s not on the banks list of approved lending purposes, then you’ll be out of luck. Typically, banks only lend money for major acquisitions or investments, like buying a new home or a new car, investing in a business, or doing some kind of major construction. If you just want some money to take a vacation, pay off some other debt, or make a personal purchase, then a bank probably won’t be willing to help.
  2. Second, you’ll need to have all sorts of time to wait for the money to clear. Typically, bank loans take forever to get approved and funded, sometimes dragging on for days, weeks or even months. The applications process is a grind, involving all sorts of complicated paperwork, and there’s no guarantee that the funding will come through. If you need to raise some cash quickly, then a bank probably won’t be able to help.
  3. Third, you’ll need to have a great credit score. If you’ve got prior credit issues, like repossessions, late bills, bankruptcies, or other negative marks, then you probably won’t be able to get approved to take out a bank loan in the first place.

Fortunately, City Loan’s car title loans aren’t limited by any of these factors – they’re available regardless of what you want to use the money on, they can be delivered the same day they’re requested, and they don’t require a good credit score.
 

Car Title Loans vs. Credit Card Cash Advances

Credit card cash advances are another way to raise money quickly, but they too have some serious drawbacks when compared to car title loans, including:

  1. Credit card cash advances are only available to people with credit cards. If you don’t have a credit card, then you’ll be out of luck, and unable to acquire a credit card cash advance.
  2. Credit card cash advances are only available to people with credit cards, and additional room on those cards. If you’ve already maxed out all your cards, then you won’t be able to take out an advance.
  3. Credit card cash advances are usually only available to people with good credit scores. If you’ve got major financial problems on your credit history, then it’s unlikely that you’ll be able to get a credit card cash advance.
  4. Once again, City Loan’s car title loans don’t present any of these same problems. You can get a title loan from City Loan even if you don’t have a credit card, if you’ve maxed out all your credit cards, and if you have a terrible credit score.
     

Which lending option should I choose?

Compared to the other options available, City Loan’s car title loans are far and away your best bet for raising fast cash.

If you’re looking to get money today, don’t want to face a lot of restrictions, have any credit issues, and want to be able to pay off the loan in a convenient manner, then you need to call City Loan right now.

To get your own fast, easy and convenient car title loan, call City Loan at 1-562-388-6487, or fill out our online application form. We’ll get you the money you want today!
 

What if I Have Bad Credit?

That’s okay! Whether you have good credit or bad credit, we can still help.

We’re known as being Lancaster’s best source of loans for people with bad credit, because we can help even if you have bankruptcies, repossessions, late payments or other major problems on your credit report.
 

How Much Money Can I Get?

That depends on how much your car is worth.

The more money your vehicle is worth, the more money you can borrow.

Find out how much you can get by calling us now, or by filling out our online application.
 

How Quickly Can I Get It?

Today!

Our loans are often reviewed, approved, and funded within minutes of receiving the request for financial assistance. It’s very common for our customers to get the money they need within the same day!
 

Why Should I Choose City Loan?

  1. Our loans are fast, simple and convenient
  2. We can help, even if you have bad credit
  3. We’ve got an A+ rating from the Better Business Bureau


About Lancaster

Lancaster is a city in northern Los Angeles County, located in the Antelope Valley of the western Mojave Desert. Approximately 156,000 people call the city of Lancaster their home. That makes it the 31st largest City in Los Angeles County.

Lancaster has a very unique history because it was the home of the first “musical road.” The Civic Musical Road plays the “William Tell Overture,” but was paved over and relocated after a series of nosie complaints. Now the musical road can be found on 30th Street and West avenue.
 

Get Your Money Now!

To get the money you want today, apply online or give us a call at 1-661-369-7512.