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Sacramento Car Title Loans

If you’re having money problems, and you need a helping hand, City Loan is the place to call! We offer the best car title loans in Sacramento, CA , that can help alleviate any financial stress you might have.

Many people in Southern California come to us when they need help with money because applying for a car title loan is easy. Your application will get processed fast and you’ll get your money quicker than any other short term lending option.

You can find out how much you can get by simply calling us at 1- 888-238-9085 or by filling out our easy online application form.

What are Car Title Loans?

Car title loans are often called many different things – pink slip loans, cash title loans, or auto title loans – don’t be confused.

No matter what they’re called, the fact remains the same that a car title loan from City Loan is a great way to raise money when you need it.

Want to hear the great news? Even if you’re crunched for time, we can almost always get you the money you need the same day that you request it.

The reality is that we can process our applications so quickly that your money will be approved, funded, and delivered within minutes of submitting the application.

Getting a loan couldn’t be easier. We only require you to surrender your car’s pink slip temporarily. Once you do we can get you the cash in the form of a lump sum. Then, we appraise the value of your car, and determine how much you’ll be able to borrow. Basically, using a valuable car as collateral will allow you to borrow more money.

There are so many reasons why you should get a car title loan from City Loan, the biggest being our restriction free lending process. We can let you borrow up to tens of thousands of dollars without any restrictions. You get to keep your car, and you get to drive it however you like the entire time you’re paying back your loan.

Yes, you read that right! All we need is your pink slip. We won’t make you give up your car, or limit where and how you drive.

Are you ready to apply? We have a fast and easy online form that’s perfect if you’re in a rush. You can also call us now at 1-888-238-9085.

How do Car Title Loans Work?

The car title loan process is very easy to understand

We need to hold on to your car’s pink slip, temporarily, and then we can give you a lump sum of cash.

You spend the money however you like, it’s yours. Don’t worry about any restrictions or limitations. You can take advantage of spending the money however you like when borrowing from City Loan.

Paying back what you owe starts typically about a month after you receive your money. We’ll help set up a flexible repayment plan where you make convenient and affordable monthly payments.

We’ll return your car title after the loans been fully paid back.

Remember, even though your car is being used as collateral, there are no restrictions to how you can use it. That’s what makes City Loan the best place to get auto title loans in Sacramento.

We’ve broken down the car title loan process into four simple steps:

  1. You give us temporary possession of your vehicle’s title
  2. You receive a cash loan based on the value of your vehicle
  3. You make regular, monthly payments to pay back the debt
  4. You get your title returned as soon as you’ve repaid the loan

You get your title returned as soon as you’ve repaid the loan

That’s how easy it is!

What are the Benefits of Car Title Loans?

Here are three things that you’ll benefit from when borrowing from City Loan:

  1. First, there’s no quicker way to get cash than with a car title loan. Once you apply, you’ll more than likely get the money you need within the same day.
  2. Second, regardless of your credit score, you can still be approved for a loan. We make it a point to work with people who have all types of credit
  3. Third, you can keep you car and use it however you like. You don’t have to sacrifice driving your car when you use it as collateral.

Why go anywhere else when we offer the best title loans in Sacramento?

Don’t wait any longer! Find out how much you can get by filling out our easy online application form or giving us a call at 1-888-238-9085.

Car Title Loans vs. Other Short Term Loans

There are plenty of other short-term lending options available, but car title loans are the best in every possible way.

If you don’t believe us, take a look at the following loan comparisons to see for yourself why City Loan is the best place to borrow money:

Car Title Loans vs. Auto Pawn Loans

There is one huge difference between auto pawn loans and car title loans. Namely, you’ll have to give up using your car when you use it as collateral for an auto pawn loan. Car title loans are different because they only require you to give up your pink slip. That means you can still drive your car even if you still owe money on your loan.

When you borrow from City Loan, you keep your car, even while paying back your loan. We won’t restrict the way you use it or anything of the sort! You shouldn’t have to resort to pawning off your car. There are other options available to you!

Car Title Loans vs Payday Loans

Payday loans have a lot of requirements, so they won’t necessarily help you if you’re in a bad financial situation. Check out these three reasons why you shouldn’t get a payday loan:

  1. You need steady work and steady pay. You can only qualify for a payday loan if your job is legimitate and you’re getting steady checks. Anything else will disqualify you almost immediately for this type of lending option. Even if you’re in between jobs, you’re out of luck. You are better off researching other lending alternatives, like car title loans.
  2. You can only borrow as much as you can pay off the following month. If you need a large amount of cash, you might not be able to get it with a payday loan. This won’t be a problem with the car title loans City Loan offers. You can borrow up to tens of thousands of dollars, giving you a large buffer of cash to help you out in your time of need.
  3. You have to pay everything off at once, by your next check. Yes, you read that correctly. Your loan must be paid off entirely by your next check or you’ll face some sort of fee. However, if you get a car title loan from City Loan, you will have much longer to pay off your loan. How great does that sound?

Car Title Loans vs. Traditional Bank Loans

Bank loans are great because you can borrow a lot of money and pay it back over time with very low interest. However, it’s pretty difficult to get approved for a bank loan. Who can borrow and how much they can borrow is determined by the following criteria set by banks:

  1. First, you need to have great credit. Any black marks on your credit like previous repossession, late bills, bankruptcies, or other problems will not work in your favor. You’re going to have a hard time getting approved with those blemishes on your record. Don’t worry though; City Loan understands that some people struggle financially. We won’t punish you if you have bad credit history. That’s why we simply don’t run a credit report for anyone that applies for a car title loan.
  2. Second, if you’re not borrowing to buy a car, a home, or invest in a business you should evaluate other lending options. Bank loans a great for these kinds of purchases, but for anything else, you’re out of luck. If you want to pay off any personal debt, family vacation, or personal purchase, you can do that with a car title loan from City Loan. That’s what makes us awesome.
  3. Third, bank loans take a long time to process. You can’t wait days, even weeks, before the loan is fully processed and disbursed. Worst case scenario, you’ll wait months before any action is taken. If you need money now, avoid the banks and get a car title loan.
  4. Nothing is faster, more convenient, or readily available than a car title loan.

Car Title Loans vs. Credit Card Cash Advances

The two most important things you need when getting a credit card cash advance are: a good credit score and enough available credit on your card. If you’re either one, it’ll be hard to get an advance.

What if you do qualify for a credit card cash advance, will it be enough to meet your needs? The answer is not likely! You’ll only be able to borrow a couple hundred dollars, an amount much smaller than if you were to borrow from using a car title loan.

Do you have a balance on your credit card? If you do, how much you can borrow is going to be severely limited. Usually you’ll only be given a few hundred bucks, but if you need more you should definitely consider your options.

Car title loans are much more flexible than credit card advances.

What if I Have Bad Credit?

Don’t worry about that!

Whatever your credit score might be, we can still help. We pride ourselves on our ability to help anyone, even if they have black marks on their credit history. Once we evaluate your credit score, we’ll work closely with you to see how we can get you money.

Were known as Sacramento’s best source of loans for people with bad credit for a reason– we’re here to help people in need.

Which lending option should I choose?

You should be able to answer this question without a hitch.

If you need quick cash, fast, with few restrictions, and enough time to pay it all back without being stressed, this is the option for you. Don’t wait any longer. Get into contact with us immediately!

To get a fast, easy and convenient car title loan today, call City Loan now at 1-562-388-6487, or fill out our easy online application form.

How Much Money Can I Get?

Definitely much more than most lending options.

How much your car is worth will impact how much you can borrow. A valuable car will allow you to get a bigger loan.

You can apply online to find out how much you can get. It’s easy!

How Quickly Can I Get It?

Today most likely

Our loans are reviewed, approved, and funded within minutes of receiving the request. It’s very normal to get your money within the same day of submitting your application.

If this sounds good you should give us a call right now to get the cash you want today!

Why Should I Choose City Loan?

  1. Getting one of our loans is fast, simple and convenient
  2. You can borrow even if your credit isn’t the best
  3. We’ve got an A+ rating from the Better Business Bureau

About Sacramento

Sacramento is the capital city of the state of California. Approximately 475,122 reside in Sacramento making it the 6th largest city in California.

Sacramento was founded by the Swiss immigrant named John Sutter. During the California Gold rush, the city exploded with commerce revolving around commercial and agricultural distribution. Much of the city’s success was due to the adaptation of technological advancements, including the First Transcontinental Railroad. Now the city is a sprawling hub for art, recreation, and education. Not only that, it is home to the NBA team, the Sacramento Kings.

Get Your Money Now!

To get the money you want today, apply online or give us a call at 1-888-238-9085.