Terms and Conditions

You are currently viewing a page of the web site (the “Site”) belonging to City Title Loan, LLC, a California Limited Liability Company ("CL"). This Site and any of the services provided by CL in connection with this Site (the “Services”) are being provided to you expressly subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By accessing this Site you agree to be bound by these Terms of Use. The Site is intended for individuals who are at least 13 years old. If you are under the age of 13 years old, you should not be visiting this Site. CL reserves the right to monitor any activity that occurs on this website.

CL reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Site. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Terms of Use, including accessing the Site, you agree to be bound by the rules contained in the most recent version of these Terms of Use.

Copyrights

All content included on this Site, including images, illustrations, designs, icons, photographs, video clips, audio clips, logos, button icons, software, written materials and other materials (collectively, the “Contents”) are the property of CL, or its content suppliers and are protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement and assembly) of all Contents on this Site is the exclusive property of CL and is protected by U.S. and International copyright laws. All software used on this Site is the property of CL or its software suppliers and is protected by U.S. and International copyright laws. The Contents and software on this Site may be used solely for informational purposes. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the Contents or software on this Site is strictly prohibited. The Contents of our Site, and the Site as a whole, are intended solely for personal use by the users of our Site. You may download or copy the Contents and other downloadable materials displayed on the Site for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or any related software.

Trademarks

CL and certain other marks and logos displayed on the web site are registered and common law trademarks of CL in the United States and other countries. The trademarks may not be used in connection with any product or service that is not authorized in writing by CL in any manner. All other trademarks that appear on this site are the property of their respective owners, who are not affiliated with, or sponsored by us or our affiliates.

Disclaimer of Warranties

Disclaimer of Warranties and Limitation of Liability THIS SITE IS PROVIDED BY CL ON AN “AS IS” BASIS. CL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, CL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY; NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE, BY YOUR USE OF THE SITE, THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF OUR SITE, AND THAT CL DOES NOT WARRANT THAT THIS SITE, ITS SERVERS OR EMAIL SENT FROM CL ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. CL WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL PUNITIVE AND CONSEQUENTIAL DAMAGES. CERTAIN STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law

These Terms of Use constitute a contract between you and CL governed by the laws of the state of California. This Site is created and controlled by CL in the State of California, USA. As such, the federal law and California law will govern these Terms of Use, as well as all sales of products and other transactions effected through this Site and any disputes relating thereto without giving effect to any principles of conflicts of laws.

Indemnification

You agree to defend, indemnify and hold CL harmless from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of the Site.

Disputes

This Site is controlled and operated by CL from its offices in greater Los Angeles County, California. Any dispute arising under these Terms of Use shall be resolved exclusively by the state and federal courts of the State of California, County of Los Angeles.

License and Site Access

Unless otherwise specified, this Site and the Contents thereof are displayed solely for the purpose of promoting and selling CL products and services available in the United States and select foreign markets. CL grants you a limited license to access and make personal use of this Site pursuant to the terms and conditions stated herein. This license does not include any resale or commercial use of this Site or its Contents; and collection and use of any product or service listings, descriptions, or prices; and derivative use of this Site or its Contents; and does not authorize any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information of CL without express written consent. You may not use any meta tags or any other hidden text utilizing CL’ name or trademarks without the express written consent of CL. Any unauthorized use terminates the permission or license granted by CL. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of CL so long as the link does not portray CL, or its product or services in a false, misleading, derogatory, or otherwise offensive manner. You may not use any CL logo or other proprietary graphic or trademark as part of the link without express written permission. You shall not upload to, distribute, or otherwise publish through this Site any Content, information, or other material that (a) violates or infringes the copyrights, patents, trademarks, service marks, trade secrets, or other proprietary rights of any person; (b) is libelous, threatening, defamatory, obscene, indecent, pornographic, or could give rise to any civil or criminal liability under U.S. or international law; or (c) includes any bugs, viruses, worms, trap doors, Trojan horses or other harmful code or properties.

Registration

CL may assign you a customer extranet username and password to enable you to access and use certain portions of this Site and customer-specific project deliverables. Each time you use a password or identification, you will be deemed to be authorized to access and use the Site in a manner consistent with the terms and conditions of these Terms of Use, and CL has no obligation to investigate the authorization or source of any such access or use of the Site. YOU WILL BE SOLELY RESPONSIBLE FOR ALL ACCESS TO AND USE OF THIS SITE BY ANYONE USING THE PASSWORD AND IDENTIFICATION ORIGINALLY ASSIGNED TO YOU WHETHER OR NOT SUCH ACCESS TO AND USE OF THIS SITE IS ACTUALLY AUTHORIZED BY YOU, INCLUDING WITHOUT LIMITATION, ALL COMMUNICATIONS AND TRANSMISSIONS AND ALL OBLIGATIONS (INCLUDING WITHOUT LIMITATION FINANCIAL OBLIGATIONS) INCURRED THROUGH SUCH ACCESS OR USE. You are solely responsible for protecting the security and confidentiality of the password and identification assigned to you. You shall immediately notify CL of any unauthorized use of your password or identification or any other breach or threatened breach of this Site’s security.

Privacy for Internet Users

The following Privacy Policy summarizes the various ways we treat personally identifiable and other information about you and your computer, mobile or other device when you access, visit and/or use the Site. The Financial Privacy Policy summarizes the way that we treat personally identifiable information about you that you provide us if you obtain a financial product or service from us. This Internet Privacy Policy is effective as of the revision date shown above. If we make a material change to this Internet Privacy Policy, we will place a notice about the change on our homepage.

The Site generally collects personally identifiable information with your specific knowledge and consent. For instance, when you register and/or set up an account/profile to access, visit and/or use certain portions of the Site, or the Site as a whole, you may be provided, or required to choose, a password and/or User ID, as well as your name, telephone number(s), email and/or street address, and other personally identifiable information. Other information such as your age, gender, an avatar, and the number for your mobile or other device may also be requested. In addition, you may be asked to send us similar information via messaging (e.g., email, SMS, MMS, or other technologies). All such information shall be referred to in this Privacy Policy as your "Registration Information.” You must provide Registration Information in order to use this Site.

Our servers may also automatically collect information about you, your online behavior and your computer, mobile or other device. The information collected may include, without limitation, the make, model, settings, specifications (e.g., CPU speed, connection speed, browser type, operating system, device identifier) and geographic location of you and/or your computer, mobile or other device, as well as date/time stamp, IP address, pages visited, time of visits, content viewed, ads viewed, the site(s), application(s), destination(s), and/or service(s) you arrived from, and other clickstream data.

We use personally identifiable information you supply through the Site to provide you with the Services you have requested. We may also use the information to communicate with you about new features, products or services, and/or to improve the Services that we offer by tailoring them to your needs. We keep all of the information that we collect about you at least as long as the law requires and we may keep some information longer.

We may share information about you with third parties that provide us with services, such as technical maintenance or market research but only for the purpose of and to the extent necessary to provide those services. There are also times when you provide information about yourself to us in areas of the Site that may be managed or participated in by third parties. In such cases, the information may be used by us and by such third party(ies), each pursuant to its own policies. While we may seek to require such third parties to follow appropriate privacy policies and will not authorize them to use this information except for the express purpose for which it is provided, we do not bear any responsibility for any actions or policies of third parties.

We may also provide access to our database in order to cooperate with official investigations or legal proceedings initiated by governmental and/or law enforcement officials, as well as private parties, including, for example, in response to subpoenas, search warrants, court orders, or other legal process.

In addition, we reserve the right to use the information we collect about your computer, mobile or other device (including its geographic location), which may at times be able to identify you, for any lawful business purpose, including without limitation to help diagnose problems with our servers, to gather broad demographic information, analyze trends, track users' movements around the Site, and to otherwise administer the Site. Geographic location information about you and/or your computer, mobile or other device may specifically be used to show you content and sponsored messaging based on geographic location.

We use Google Analytics to analyze traffic to this Web site in order to help us understand our customers’ and visitors' needs and to continually improve our site for them. The data they collect on our behalf may include search engine referral, affiliate referrals, traffic driven by banner ads or other online promotions, how visitors navigate around the site, and the most popular pages. We also collect certain technical information, such as the browser version and operating system. We associate the user IP address with the tracking data collected by Google Analytics and with personally identifiable information that you have provided us. We reserve the right to use, transfer, sell, and share aggregated, anonymous data about our users as a group for any lawful business purpose, such as analyzing usage trends and seeking compatible advertisers, sponsors, clients and customers.

In addition, as our business changes, we may buy or sell various assets. In the event all or a portion of the assets owned or controlled by us, our parent or any subsidiary or affiliated entity are sold, assigned, transferred or acquired by another company, the information from and/or about our Service users may be among the transferred assets.

We reserve the right to identify you from your Registration Information and/or to merge or co-mingle anonymous or non-personally identifiable data about you, your offline and online behavior, and/or your computer, mobile or other device (including its geographic location), with your Registration Information and/or other personally identifiable data for any lawful business purpose.

Local Device Storage and other Tracking Technologies

We want to make you aware of how we use Internet cookies. CL utilizes cookies in a limited manner. Cookies are files we place in your computers browser that allow you to use certain functions of the Site. We may utilize cookies for analytical or tracking purposes, or to obtain personally identifiable information necessary to provide Services. We also utilize cookies to the extent that it allows your session on our Site to function properly. For example, if you register on any part of the Service and are given the option to save your user name and password, we may provide this convenience to you via cookies. In addition to cookies, we may use web beacons, web bugs, clear gifs, and similar technologies. We use those technologies for all or some of the same lawful business purposes as we use cookies.

Online Tracking

If you do not want to use cookies or other tracking technologies, your computer, mobile or other device may include an option that allows you not to accept them and that will prevent us from tracking your use of the Site. If you disable cookies and other tracking technologies by changing the setting on your browser, we will honor any such “do-not-track” request to the extent that we can. If you disable cookies and other tracking technologies, however, you may be prevented from using certain functions and you may have to repeatedly enter information to take advantage of the Services and some portions of our Site may not function properly. Google Analytics will use cookies or other technologies to track your browsing on this Site and other sites, applications, destinations, and services you have visited as part of the Web site traffic analysis that they provide us.

Information Security and Notification

We use a Starfield Secure Certification Authority SSL Certificate to secure your private information. Because no data transmission is completely secure, and no system of physical or electronic security is impenetrable, however, we cannot guarantee the security of the information you send to us or the security of our servers, networks or databases, and by using the Service you agree to assume all risk in connection with the information sent to us or collected by us when you access, visit and/or use the Service, including without limitation your personally identifiable information or other Registration Information, and we are not responsible for any loss of such information or the consequences thereof.

Moreover, if you elect to store information, such as your personally identifiable information or other Registration Information, where others may access it, we are not responsible for any loss of such information or the consequences thereof. If you lose a computer, mobile or other device, or it is stolen, that contains your personally identifiable information or other Registration Information, it is up to you to take all the steps necessary to protect yourself.

In the unlikely event that we believe that the security of your information in our possession or control may have been compromised, we may seek to notify you. If notification is appropriate, we may notify you via your computer, mobile or other device.

Termination

CL reserves the right to modify or terminate the Services and the Site or to terminate your access to the Services and Site, in whole or in part, at any time. These Terms of Use are effective unless and until terminated by CL. CL may terminate these Terms of Use at any time and may do so immediately without notice, and accordingly deny you access to the Site, if in CL’s sole discretion you fail to comply with any term or provision of these Terms of Use. Upon any termination of these Terms of Use by CL, you must promptly destroy all materials downloaded or otherwise obtained from this Site, as well as all copies of such materials, whether made under the terms and conditions of these Terms of Use or otherwise.

Privacy Policy Department

If you have any concerns or questions about any aspect of this policy, please feel free to contact our Privacy Policy Department as follows:

Privacy Policy Department: compliancedepartment@cityloan.com

Make sure to include enough information for us to help you, including for example your name, contact information, and the specific website, mobile site, application, and/or other service you're contacting us about.

Note: Only inquiries about this policy or your personal information should be sent to the Privacy Policy Department. No other communications will be accepted or responded to.

For communications on other matters, please contact us through the means described on this Site (for example, in the "Contact" section).

If you don't agree to the terms contained in this User Agreement and Privacy Policy, you must immediately exit this Site.