Utah Car Title Loans

If you need financial assistance, but you’re in a hurry, then we’ve got good news: City Loan can help!

We offer the best car title loans in Utah, and we can get you the money you want today.

There’s a reason we’re so widely regarded as the best provider of loans for people with poor credit. We can help no matter how bad your credit score might be.

In fact, even if you have all sorts of issues on your credit report, including defaults, repossessions or late payments, we may still be able to get you the cash you want today!

Our car title loans are fast, easy and convenient. To get your own loan, please fill out our online application form, or give us a call now at 1-888-238-9085.

What are Car Title Loans?

Title loans go by a variety of names – if you hear someone talking about a “cash title loan”, “pink slip loan”, “auto title loan” or “car title loan”, don’t get confused, because these all refer to the same thing.

Simply put, title loans are one of the fastest, easiest and most convenient ways to raise money quickly. They use the equity value you own in your car as collateral to secure a personal loan, letting you raise up to tens of thousands in cash.

How do Car Title Loans Work?

It’s simple, really. Our entire process can be summarized by these four simple steps:

  1. You give us temporary possession of your car’s title
  2. We give you a cash loan based on the value of your car
  3. You pay back the debt with a series of affordable payments
  4. We give you back your title after you’ve paid off your loan

Keep in mind that City Loan’s title loans let you turn the value of your vehicle into actual cash, all without forcing you to sacrifice use of your car. All we need is temporary possession of your vehicle’s title, and you get the cash you want.

As long as you keep making your payments on time, you’ll be able to drive your car wherever, whenever and however much you like. In fact, one of the things that separates us from the other lenders out there is that we won’t place any restrictions on your use of your vehicle.

To give you a better idea of what it’s like to get a title loan, here’s some additional details about how City Loan’s title loans work:

It all starts with a phone call (or an internet form submission). Either way, once you contact us to request assistance, we’ll start by collecting a few points of information about your car. We need to know it’s make, model, mileage and condition in order to determine its value.

Once we’ve determined what your car is worth, we’ll offer you a cash loan based on that value. If you accept the loan, you’ll need to give us temporary possession of the vehicle’s pink slip, and in return, we’ll give you the cash.

About a month later, you’ll start making payments to get back the debt. After you’ve fully repaid the loan, we’ll return your title to your name.

Don’t forget though – the best benefit to a car title loan from City Loan is that it doesn’t require you to sacrifice the use of your vehicle. You’ll still be able to drive your car throughout the course of the loan.

What are the Benefits of Car Title Loans?

Car title loans are the best way to raise money quickly, but they’re especially great for people with credit problems. Title loans offer three considerable advantages over other types of short-term lending, including:

  1. Car title loans get delivered fast. If you need money today, City Loan can help.
  2. Car title loans are easy to get, even if you have bad credit. No matter how bad your credit score might look, City Loan can help.
  3. Car title loans are convenient. If you have to use your vehicle for everyday driving (like pretty much everyone else), then relax, because City Loan won’t make you give up use of your car.

It’s time to stop looking and start calling or typing. You’ve already found the best short-term lending solution in Utah, now take advantage of it! Find out how much you can get from City Loan by calling us right now at 1-888-238-9085, or by filling out our online application form.

Car Title Loans vs. Other Short Term Loans

There are other ways to raise money quickly, but each of them comes with its own serious drawbacks. Check out these loan comparisons to find out why City Loan’s car title loans are by far your best bet for raising money in a hurry:

Car Title Loans vs. Traditional Bank Loans

Bank loans are one of the most affordable ways to raise money, but most people aren’t able to get approved for bank loans because they’re so restrictive.

In fact, it might not even be worth your time to apply for a bank loan. Here are three reasons why you will want to think twice before starting the mountain of paperwork that bank require for loan applications:

  1. Bank loans are typically reserved for people who are looking to do something big, like buy a new home, a new car, remodel their house, or start and invest in a business. If you need money for something basic, like to take a vacation, pay off some old debt or make a personal purchase, then the bank probably won’t give you any money.
  2. Bank loans take forever to process, and are a terrible idea for anyone who’s in a hurry to raise some money now. The applications process for a bank loan includes filling out a ton of paperwork, and sometimes it can take weeks or even months to find out if your application has been approved. If you’re in a rush, then you don’t want to try to get a bank loan, because they won’t get you the money you need quickly.
  3. Bank loans almost always require great credit scores. If you’ve got any black marks on your credit report, like late payments, repossessions, bankruptcies or loan defaults, then the banks probably won’t want to give you any money. Title loans are different, especially here at City Loan. We don’t care what your credit history looks like, and we can get you the cash you want today even if you’ve made major financial issues in the past.

Compared to the banks, City Loan’s car title loans are a much better option. Our loans are fast, easy and convenient, and we can get you the cash you want today.

Car Title Loans vs. Auto Pawn Loans

Auto pawn loans are very similar to car title loans, except for one major difference – many auto pawn loan companies will force you to leave your vehicle with them, or in a neutral garage, until you’ve fully repaid the loan.

While auto pawn loans can get you cash relatively quickly, and can be utilized even by people with poor credit, the requirement of leaving your vehicle parked somewhere is typically a deal breaker, considering virtually all of us need our cars to get through the day.

Here at City Loan, we can get you the cash you want today, but we won’t require you to give up your car (all we need is your pink slip). In fact, as long as you keep making your loan payments on time, you will be able to keep driving your car just like you normally do, without any restrictions at all!

Car Title Loans vs Payday Loans

Payday loans are a very popular form of short-term loan, especially for people with major credit problems. However, what many people don’t realize is that payday loans are extremely dangerous, and come with some major downsides. Here are three reasons why you should think twice before applying for a payday loan:

  1. Payday loan companies often won’t lend to anyone that doesn’t have stable income which can be proven by producing previous paychecks. That means if you’re laid off, unemployed, or if you don’t receive a regular, steady paycheck, then you may not be able to get a payday loan at all.
  2. Payday loan companies typically only offer loans as big as the amount of your next paycheck. For most people, that means you can only get a few hundred to a couple thousand dollars. For many of our borrowers, that wouldn’t be enough to take care of the financial problems that they’re facing.
  3. Payday loan companies usually require you to pay off the entire amount of your loan, plus interest and other fees, all at once. What’s worse? Your loan repayment will be due soon after you took the loan out in the first place, oftentimes at the time of your next paycheck. And if you miss that payment, you’re going to get hit with all sorts of late fees, penalties and other additional costs. You may even get dragged down into a never-ending debt spiral, where you owe more and more to the payday loan company each months. This is why payday loans themselves have been banned in several states.

Instead of taking out a payday loan, you should consider getting one of City Loan’s fast, easy, and convenient auto title loans. It’s a much safer way to raise money, can be used by virtually anyone (including those who are unemployed or who get paid under the table), and our loans offer you a much longer repayment period to get us the cash.

Car Title Loans vs. Credit Card Cash Advances

If you’ve got room left on your credit card, then you could definitely take out a credit card cash advance, but this type of short-term loan comes with some complications as well.

Three major drawbacks to credit card cash advances include:

  1. They’re only available to people with credit cards. If you don’t have a credit card, then you won’t be able to get an advance.
  2. They’re only available to people who have room left before reaching their credit limit. If you already maxed out your cards, then you won’t be able to get an advance.
  3. They’re usually only capable of raising small amounts of money (thanks to number 2 above). Remember, you can only borrow up to the amount left on your credit limit. If that’s $50, then you could only get an advance for $50. If you’re having serious financial issues, it’s likely that you’ve already come close to maxing out your cards so you won’t be able to raise much with a cash advance. Anyone who needs lots of money would be much better served with a car title loan.

Compared to credit card cash advances, City Loan’s car title loans are significantly more useful, especially for certain people facing unique circumstances.

Which Option is Best For Me?

That’s a pretty easy question, and we think you should know the answer after reading everything above.

Why would you take out any of the other types of short-term loans when you could get a car title loan from City Loan? We’re the best choice, by far.

To get the cash you want today, give us a call now at 1-888-238-9085, or fill out our easy online application form.

What if I Have Bad Credit?

No problem! We can help even if you’ve got terrible credit. In fact, oftentimes, we’re even able to provide loans to people with bankruptcies, repossessions, late payments and loan defaults.

That’s why we’re known as Utah’s best lender for people with poor credit. Even if other lenders have already turned you down, we may still be able to help.

How Much Money Can I Get?

The more your car is worth, the more you’ll be able to get from City Loan.

To find out how much you can get, fill out our online application form, or give us a call right now at 1-888-238-9085.

How Quickly Can I Get It?

How does today sound?

Don’t worry – if you’re in a rush, we’ve got you covered. We should be able to get you the cash you want today.

In fact, our loans are almost always delivered the same day they’re requested, but the sooner you fill out the form or give us a call, the better the odds are that you can get the cash you want today.

Contact us now to get started!

Why Should I Choose City Loan?

  1. We’re the best car title loans company in Utah
  2. We can get you the cash you want, even if you have credit problems
  3. We’ve got an A+ rating from the Better Business Bureau

Get Your Money Now!

Get the cash you want today by filling out our online application form, or calling us at 1-888-238-9085.



Loan approval is subject to the ability to repay, meeting specific underwriting criteria and providing an acceptable vehicle as collateral. Other restrictions may apply. Not all applications will be approved. Loan amounts subject to state mínimums.